It shall also include a reference to that article incomplete or finished (or failing to be classified as complete or finished by virtue of this rule), entered unassembled or disassembled. Please enable JavaScript on your browser to proceed. Bade: This is in reply to your letter of January 2, 2002, to the National Commodity Specialist Division, New York, on behalf of The Procter & Gamble Manufacturing Company ("Procter & Gamble"), requesting a ruling with respect to the classification, under the Harmonized Tariff Schedule of the United States ("HTSUS"), of the Swiffer Wet Jet™ ("Swiffer Wet Jet" or "Wet Jet").
RE: Swiffer Wet Jet™. Accordingly, at GRI 1 and at GRI 2(a) (because the Wet Jet is imported unassembled), we find that the Wet Jet is described only by heading 8509, HTSUS. Sincerely, Myles B. Harmon, Acting Director. It is important to note that the motor is only a part of the sprayer unit and does not motorize the cleaning head; the unit is still manually propelled. Therefore, you state that the Wet Jet is provided for in heading 8424, HTSUS. 8509 Electromechanical domestic appliances, with self-contained electric motor; parts thereof: 8509. One pad has the capacity to clean two large rooms. This group includes, inter alia: (1) Floor scrubbing, scraping, or scouring appliances, and appliances for sucking up dirty water or soap suds after scrubbing. The sprayer components are incorporated into all three segments of the Wet Jet unit to form a complete hand-operated spraying appliance. The base of the cleaner head on the Wet Jet is hard plastic with two rough textured Velcro strips for attaching the cleaning pads. These appliances are identifiable, according to type, by one or more characteristic features such as overall dimensions, design, capacity, volume.... LAW AND ANALYSIS: Classification under the HTSUS is made in accordance with the General Rules of Interpretation ("GRI's").
GRI 1 provides that the classification of goods shall be determined according to the terms of the headings of the tariff schedule and any relative Section or Chapter Notes. FACTS: The goods are described as follows in your letter: The Swiffer Wet Jet™ ("Wet Jet") is a manual floor-cleaning tool with an internal hand-operated sprayer for wet cleaning hard surface floors. ISSUE: What is the classification under the HTSUS of the Swiffer Wet Jet™? You do not claim classification in subheading 8509. Emphasis in original. ]
The Wet Jet does not meet the terms of heading 9603, HTSUS, in that it is not a broom, brush, non-motorized floor sweeper, or any of the other goods enumerated in that heading. The term "domestic appliances" in this heading means appliances normally used in the household. Your alternative claim is that the Wet Jet is classified in subheading 9603. However, when two or more headings each refer to part only of the materials or substances contained in mixed or composite goods or to part only of the items in a set put up for retail sale, those headings are to be regarded as equally specific in relation to those goods, even if one of them gives a more complete or precise description of the goods. The Wet Jet does not meet the terms of heading 8424, HTSUS, in that it is not a mechanical device for projecting, dispersing, or spraying liquids or powders. 00, HTSUS, as an other appliance. You claim that, pursuant to GRI 3(b), the essential character of the Wet Jet is imparted by the sprayer. HOLDING: At GRI 1 and GRI 2(a), the Swiffer Wet Jet™ is classified in subheading 8509. GRI 2(a) provides as follows: Any reference in a heading to an article shall be taken to include a reference to that article incomplete or unfinished, provided that, as entered, the incomplete or unfinished article has the essential character of the complete or finished article. Accordingly, we find that the Wet Jet is classified in subheading 8509. Commercial Rulings Division. The three pieces snap together for ease of assembly by the ultimate consumer... [T]he liquid soap and cleaning cloths are not imported, but packaged together with the unit in the United States. You state that heading 8509, HTSUS, is not specific to the Wet Jet because the Wet Jet is not powered by the electric motor. The Wet Jet is a manual floor cleaning tool with an internal motorized sprayer.
The Wet Jet is described as a manual floor cleaning tool in your letter and in material found on Procter & Gamble's Internet site. 00, HTSUS, as: "Electromechanical domestic appliances, with self-contained electric motor... :... Other appliances. Reinforced powerful scrubbing strip to tackle tough stains. 1 Home Improvement Retailer. In the event that the goods cannot be classified solely on the basis of GRI 1, and if the headings and legal notes do not otherwise require, the remaining GRI's may then be applied. 90, excerpted above). The Harmonized Commodity Description and Coding System Explanatory Notes ("EN's") constitute the official interpretation of the Harmonized System at the international level. The Wet Jet meets the terms of the heading text of heading 8509, HTSUS, and is fully and specifically described therein. You claim that because the Wet Jet is prima facie classifiable under two or more headings (i. e., headings 8424, 8509, and 9603), GRI 3 is applicable.
Paragraph 2- discuss what you have done so far to correct your situation, and why you are unable to manage the situation on your own. Multiple types of loans may be included in an award letter, including federal student loans that are either subsidized or unsubsidized and federal loans borrowed by a student's parent. Therefore, the standard implied volatility is conditional: it depends on the future values of the risk free rate. How to Describe Your Hardship. Keep it short and to the point. Sincerely thank the creditor for their consideration, and invite them to contact you by your preferred method. If an email address was not provided on the FAFSA, the Student Aid Report will come by mail and can take longer to arrive. Short and to the point, this message tells the lender exactly what you expect, and what they should consider. Thank the office for the financial aid you already got and for considering your appeal. Determine how much aid to ask for. Compare offers from multiple lenders before choosing a loan. Your Response to the Hardship. A 2018 report by nonprofits New America and uAspire titled "Decoding the Cost of College" found that financial aid award letters from 455 colleges used 136 unique terms to describe the same federal unsubsidized student loan. B - Financial Terms by Letter | Nasdaq. "Some schools are better than others with regards to getting the award out, " Schaffer wrote in an email.
Military deployment. Resign yourself to attending your back-up school? Not only will Paul benefit from attending your school but you will also benefit. Her article, "Dodd-Frank and Unlimited Deposit Insurance, " is forthcoming in Finance Research Letters.
Many or all of the products featured here are from our partners who compensate us. For example: "Since my divorce, I have worked hard to live under a restricted budget, but I have cut and reduced everything I can and still don't have enough to meet all of my obligations. This might include events like the death of a caregiver, a medical emergency, job loss or homelessness. But they should be cautious, Rachel Fishman, deputy director for research in New America's higher education initiative, warns. Here's an example of a medical hardship letter: "I'm writing to you because I was unable to work for several months due to an injury. If the aid office requires specific forms, include those as well. Here are a few circumstances that warrant writing a letter: -. Words with n i c e. The purpose of a hardship letter is to convey a sense of sincerity, honesty, and commitment to your lender. The 2016 info is different.
There are a variety of situations that may qualify as a hardship. Dear [Get the name of the person in your creditor's loss mitigation department and address it to that person directly], [Paragraph 1-explain your situation, including any bona fide financial hardships that have resulted in your current delinquency. We discuss all these resources on the podcast with Jodi, and much more, including: What to literally say to a financial aid officer when calling to make an appeal [13:40]. Details of any special circumstances. If you say anything in the letter that seems false or is obviously untrue, be prepared to get rejected. There are a few steps students can take to mitigate these challenges and accurately read their financial aid award letter. SwiftStudent, a free tool developed by multiple colleges and educational advocacy organizations, has financial aid appeal letter templates available. With only four lines, it doesn't drag on but clearly explains the situation without too many unnecessary details. Bringing your account current. Find the Best Student Loans for You. If you're struggling to resolve outstanding debts, consider writing a hardship letter. How to Write a Hardship Letter | Letters to Creditors. When to write a financial aid appeal letter. Lowering your minimum payments. Thank you in advance for taking the time to reconsider the amount you have offered Paul.
But move the pairs around and what emerges is: LEVERAGE. Some reasons might be purely financial while others may center around major life events. Of course, not every situation will be resolved. Of course, try to avoid too many paragraphs and long, unbroken narratives. To add symbols: These symbols will be available throughout the site during your session. I have worked my way up and was recently awarded Valedictorian for the class of 2014. I tell my students: you don't want to look back years from now and wonder, "I wonder what would have happened if…" Dispel those future doubts. The Puzzler: Financial Word Scramblers. The timelines for financial aid at community colleges are often later than other institutions, he says, because students may be applying for aid and enrolling later in the year than undergraduates at four-year institutions. Provide a real aid amount that would enable you to attend the school. Your job is to reassemble the words by rearranging the pairs of letters into their original order.
If you can offer us more financial help, Paul will be able to attend and graduate as one of your success stories. But first... You gotta' wonder: Is this ALL the money the school can offer me? This typically occurs around the time applicants receive college admissions decisions but could be as early as October to as late as April, experts say. In fact, I only spent about $4, 000 per year. Ultimately, your actions alone will not be enough for you to resolve the situation, and the letter should support the idea that you need the creditor's help. Words with letters f i n a n c e. Provide concise details regarding your specific financial situation, even if you gave these details in your original application. Experts say students should submit the FAFSA as early as possible and note priority deadlines set by individual institutions to ensure they get the most aid possible and to hopefully receive their awards sooner. This could mean a simple "Contact me at your earliest convenience" to further discuss your options or asking them, "Please place my monthly payments on hold for the next 3 months. I am a freelance graphic artist and only work when I receive a call for a project and am offered the job.
Be specific with your direction and tell the creditor exactly what you want them to do.