Dental insurance is a bit of a mystery to many people. It's that time of the year again… Neighborhood Dental is reminding you to USE IT OR LOSE IT! Use your benefits before the end of the year and make your mouth and pocketbook smile! This rings true for preventative measures as well.
Give us a call at our Ardmore, Marietta, or Madill location to be put on our schedule! Additionally, they are easy to use– you pay for your health benefits at the time of service by swiping a card that is similar to a debit card. So if you've already met your deductible for the year, that means that any other procedures or appointments should be covered by your insurance company. Don't wait till the last moment to book an appointment. Depending on what type of dental insurance coverage you have, you could be saving money on regular dental checkups, cleanings, and various treatment plans! Dr. M offers implant, cosmetic and general dentistry. Your deductible must be renewed every year. These issues lead us to our second downfall: the missing tooth clause. If you still have not used the full benefits at the end of the year, they will not roll over to the following year. Neighborhood Dental has you covered with our in house savings plans! Now that the end of the year is quickly approaching and there are only a few short months left to maximize your dental insurance benefits, I thought some tips to help educate patients would be valuable. Don't wait until next year to maximize your dental benefits and ensure good oral health, there is no better time than now.
Braces, Invisalign, sore guards, night guards and elective procedures like veneers and teeth whitening may be possible through FSA and HSA funds. Kososki Dental offers dental services that can help improve your oral health. We can help you identify the best way to use your dental insurance, FSA and HSA monies to fund more extensive dental services. Even if your dental coverage is paid by your employer, it's still considered part of your salary.
You might hear this when you go to get a composite tooth-colored filling, and they say they're only willing to cover a metal amalgam. Everything about my dental experience is professional and considerate. I think you know what this means. The key with this type of coverage is to take advantage of any benefits before they expire for the year. Most insurance plans have a calendar year maximum and deductible. This is your hard-earned money, and there's no reason not to use as much of your dental benefits as possible. Think of it this way: if you have a cavity now, it may cost $100 to get it filled. As with typical health insurance, your dental deductible resets at the start of each new year. If you have unused benefits at the end of the year, they will not rollover. Not only because you're paying, but because good oral health is essential to your overall physical health. This is especially true in light of current events. Remember to schedule your cleaning, exam, and any other dental procedures as soon as possible in order to fully utilize your 2016 insurance benefits. Dental insurance pays a portion of the costs associated with dental care.
Plus, you'll get to enjoy a professionally cleaned and polished smile, which can have you leaving the office feeling like a more radiant, confident you. Downfall #3: Alternate Benefit Applies. We will give you our best services with years of experience. Plan out your dental expenses early in the year so you will not have excess money in an FSA. Gum Disease Prevention. Some of the biggest barriers are: 2016. So if you haven't yet taken advantage of your children's 2 cleanings, they will be lost come January 1st. They are a way to ensure that your teeth and gums are as healthy as possible. While these plans are typically more costly, they give you the freedom to shop in-network for a dentist you prefer. To make sure you understand the full extent of your dental benefits, we're going to cover the four downfalls of dental insurance and some useful tips you might not know on how to make your policy work for you. If you haven't been in recently, make an appointment or call the office and see if there's any outstanding treatment in your record that could be done.
It'll also give you a clear idea of how dentist visits will affect your wallet. Big procedures for dental benefits. Depending on how much money you have left of your yearly maximum, now might be a great time to schedule those more costly procedures or ensure everyone in your family is up-to-date on dental check-ups. But don't wait until mid-December to schedule an appointment, because many dentists will be booked solid with patients trying to use up their plan benefits. Dental insurance can be so complicated that it seems purposely confusing at times. PREVENTATIVE BENEFITS. Plus, we would love to see you here at Allen Dental Center. Besides, you're paying your premiums for a reason. One way to maximize your dental benefits can be to schedule appropriately. I was not a fan of going to the dentist! How can I be smart about using my dental benefits?
Caring for and maintaining your oral health is invaluable. You are paying for dental insurance on an annual basis, so knowing where you stand in regard to this benefit is reasonable and imperative in the fall months. In addition it is important to remember that even a small cavity left untreated can become a bigger, more expensive dental problem in the future. The Dental Savings Plan includes the following: - 2 Dental Exams for the Year. This patient wanted to restore the smile of her youth. He knows how to relate to patients, and seems to be on top of his game. So, if you have dental insurance, take a year-end inventory of your plan and see if you can put it to work for you.
These maximums vary with each plan, but the average amount is typically around $1, 000. After all, a new year means new beginnings and new habits. Some plans have a deductible on larger treatments too. It's because they always listen and genuinely care about your dental needs. 2016 will soon be coming to a close, and so will your dental benefits. And so, people are taking the time to book end of year dental appointments, " said Dr. Thomas. Read the article for lots of facts.
For 40 years, our team led by Dr. Tony Thomas, has been San Antonio's premier dental practice for creating transformational smiles. Working Together for a Brighter Smile. So, do not let your hard-earned money go to waste. Making sure you get preventative cleanings and seeing your dentist at least twice a year is a must! Did you know that at the end of the year any dental benefits you have not used are wiped away and your insurance benefits for the new year kick in?
You can contact us at (914) 723-1186 to get started, or stop by our office at 2 Overhill Road, Suite 230, Scarsdale, NY 10583 to make an appointment in person. If you haven't had a dental checkup we encourage you to schedule one now. It's important to take full advantage of your dental coverage. Flexible Spending Accounts (FSA's) and Health Spending Accounts (HSA's) generally cover dental checkups too! Our teeth are important because they help us talk properly, chew our food, and give us beautiful smiles.
You have between now and the end of the year to take action. And if you want to avoid the "Alternate benefit applies" line, keep in mind that you'll likely have to pay higher premiums. This could mean thousands of wasted hard-earned dollars per family. FLEXIBLE SPENDING ACCOUNT (FSA). You and your family should consider switching to Fisher & Orfaly!
Then, once the claim is verified, we'll schedule your treatments and you'll be on your way to better dental health. When patients realize they do, in fact, have unused benefits, they want to be seen as soon as possible and before the New Year. During these regular appointments, your dentist can detect oral issues early on before they have a chance to worsen. If for some reason, you are not able to get an appointment with us before January 1st, make an appointment right after the New Year. This does not roll over into the new year so take advantage of them as soon as possible if you have any dental treatments that need to be done. It's time to take the leap you've always wanted to and get your smile upgrade scheduled. You'll also take advantage of your deductible and annual maximum if you need more dental work.
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