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Incomes are grossed up by claiming depreciation and business mileage. A Variety of Financing Options. For many business owners, contractors, and other types of self employed professionals, using tax returns may not always be an option. It depends on the specific down payment assistance program.
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Refinancing business debt: If you want to refinance SBA-eligible business debt to reduce interest rates or free up cash flow, an SBA 7(a) loan can be an effective way to do so. Closing can end up hurting your credit rather than helping. You can find the loan forgiveness application here. However, other options may work better when you are self-employed and working for a trucking company. No downpayment necessary. Home loans for truck drivers with bad credit. Get ready to talk about your industry experience. Eventually, they went out and purchased their dream home and successfully closed in under 30 days. The home must be your primary residence.